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Auto Insurance suggestion/info

4141 Views 15 Replies 13 Participants Last post by  nestlequik
I ran into the issue of much higher car insurance when my wife and I got a 2011 forte koup sx. Our insurance went from 120 to 180 a month, even with much less coverage with the new car. I contacted my insurance company and they openly admitted to being much higher on Kias. My insurance company happened to be progressive and was much cheaper with everything else up to this point. I checked out state farm and it was 300 a month with the same coverage with progressive. Keep in mind this is without any tickets and only being faulted for 1 accident ever. I then checked out geico, and took us back down to 130 a month for higher coverage than even before the car switch. Just something to keep in mind for those looking to save a few dollars.
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I am in the heart of the west end of Richmond, VA, so that may be a reason why, but my location was the same as the other two cars. I do have 1 accident that I was faulted for by the insurance company (no ticket given) so I am sure that may have an affect (even though it has not affected my rate until this point. I did not even think about credit, but according to my bank, I have perfect credit so thats not even a factor. Its a mystery to be sure, but definitely shop around before settling for any one company at least every 6 months.
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