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Discussion Starter · #1 ·
Im in Toronto, planning to go for a Koup SX Automatic soon.

Just did a few online insurance quote...wow! $202/month @[email protected]

Female/27/Toronto/Clean Record

What r u guys paying for right now?
 

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Age 25, Male, Crappy Record (too many tickets, but none in last three years:)), Have a child and am married, No at fault accidents, renters policy = $155 per month full coverage with full tort and $500/$500 deductible with $300,000 in property damage coverage. Allstate.

You make ask why so much coverage but if you would see some of the cars around the city you'd understand ex: Lotus Elise (x3), Ferrari's, Lambo's and many other exotic's. Don't want any problem's if something happens.
 

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Alberta, 30's, married, clean record, multiple car/triple client (home and life at same agency) and the SX sedan is $1,019 a year for $2,000,000 third party, $250 comp/$500 collision deductibles and all perils except windshield.

My suggestion to beat insurance rates? Move to Saskatchewan. The rates there are SO low it's sad to see what the rest of the country pays. The bad part? You'll live in Saskatchewan!!! hahahaha
 

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25/M/Ontario and paying $210/month. But I have an at fault accident on my record. If I didn't have that accident I would only be paying around $100/month.
 

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39/M/Québec 65$/month with tx, full coverage 2 000 000$/250$ deductible. I do have a perfect record though. Koup SX
 

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155 per month 40 Male perfect record full insurance but that includes my apartment insurance. So around 115 I think. It went up by 20 per month having a koup. Lame!
 

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My Wife & I.. me as primary driver.. Toronto, ON 237$ a month.. My wife has an at fault accident.
 

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32 / M / Quebec... ok record, around 80$ a month for my sedan SX, 0$ deductible. 1 house + 2 cars insured.
 

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47/M/ British Columbia. Perfect record, $116/mo Business insurance full coverage, $5,000,000 liability, $300 fire/theft/collision decutable, $200 glass deductable. I have one no fault accident benefit. In other words if I have an at fault accident, it will not affect my rates.

Contrary to what you might have heard, I have never had an issue with I.C.B.C. (Insurance Corporation of British Columbia) they have always treated me fairly in the past.
 

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Ontario, Belair Direct:

25 y.o. male
2 minor speeding convictions

$2,000,000 liability
$500 deductables (collision and comprehensive)
no depreciation of value if car is a write-off in the first 2 years
rental coverage
first at fault accident will be forgiven, second will be half-forgiven
fiancee as ocassional driver at no extra charge

$155.66 per month

This price reflects discounts for having winter tires and having my condo insurance with them (which is $29.75/month and insures me for $75,000 and up to $15,000 in apartment contents).
 

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39/M/Québec 65$/month with tx, full coverage 2 000 000$/250$ deductible. I do have a perfect record though. Koup SX
Seeing this makes me sick of Ontario insurers. Sure, my record's not perfect, but I bet I wouldn't pay more than $100/month in Quebec. Thank God for Belair Direct. Everyone else would charge me $200+!
 

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After reading all of these, I'm thinking it's time to switch insurance companies.
For the next 2 months, my payments are $564/month then they drop down to $330/month. That's for 2 vehicles with 1 at-fault accident on my record. Maybe Saskatchewan wouldn't be that bad of a place to live lol
 

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i pay $100 month for full coverage no accidents no tickets not married 26 and a kid carroll county md state farm . its cheeper then my crew cab s10 was when i frist got it was paying almost $250 a month
 

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29/male/Vancouver BC Canada.
Driving for over 10 years. Clean record for 7 years.
43% discount on insurance.

I pay $1747.00 a year for this car!

BC has the worst insurance ever. They fu*kn skull f*k you for every penny.
ICBC can go to hell!
 

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38 south carolina $275 per month for the koup, Borrego, and a 97 nissan 4x4 pickup(hunting truck)... so 3 vehicles. allstate
 
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