Man, I am also with Belair, and am 24 in Toronto. I am paying $240 a month in Insurance and have 100% clean record. I also have the crashproof policy, and the no depreciation. Hell, I was paying $205 a month for a 1994 4-door car before this one.Ontario, Belair Direct:
25 y.o. male
2 minor speeding convictions
$500 deductables (collision and comprehensive)
no depreciation of value if car is a write-off in the first 2 years
first at fault accident will be forgiven, second will be half-forgiven
fiancee as ocassional driver at no extra charge
$155.66 per month
This price reflects discounts for having winter tires and having my condo insurance with them (which is $29.75/month and insures me for $75,000 and up to $15,000 in apartment contents).
Wonder why mine is so much more money? They do say when you hit 25 the rates drop a lot?