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ok let me throw in my 2cents here. I do accounting for a living and have purchased 15 cars. You are throwing that 7k away if you roll it into a lease. You can easily take that money and use it as a down payment on a purchase and still get low monthly payments. A lease use to work in your favor years ago but they have since switched it because the dealers were loosing out. You will not only loose 7k but the 3,500 you pay into the car and have nothing at the end. Don't even get me started on mileage if you go over what you allowed to use.

A low $99 monthly payment might be appealing but there are better options. Good luck.
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